Tuesday, February 28, 2006
Ok, now a more serious issue. I've been talking about planning for the future and trying to work out a savings to give me a good start in the future. So, I don't bloody have disipline to save. Seriously, somehow, if I'm poor, I can really really really stretch my remaining dollars. But if I'm not too tight, I'll just spend very generously, just like every younger adults out there. It's especially difficult for me to resist buying gifts for darling. (Not that she demands them or expects them). Also, there are people who'll keep saying that a sponsored student should have alot of money to spend. So usually if I have the cash to spare, I'll throw treats, just to shut them up. So, I've figured that if I move my sponsorship allowance money away altogether, I won't touch it. Exactly what I've done! Opened shining new bank account with Standard Chartered today.
Three banks for consideration.
1. POSB, Save-As-You-Earn Account. For this Account, it'll deduct a fixed (set by urself) amt of money from your monthly pay and channel it into this account. The perk is that, at the end of the first year, you'll get a 10% bonus of ur INTEREST! Second year is 20% of interest. Sounds good? The bad, the INTEREST is 0.25% p.a. so effectively, the interest is 0.275%.
wtf... I can probably stand around a drain and pick more than 10% of interest. Duh...
For the below three, there's no auto deduction feature, but with online banking, I could easily set a recurring transfer to my new account.
2. UOB, I-Account. The perks, 0.75% p.a. interest. I-Account got no passbook, but got ATM, and Chequeing service. The bad Min of 30k or 3k initial deposit, either which I don't have.
3. UOB, Campus account The perks, 0.75% p.a. interest. Got PAssbook, got ATM, VISA Debit, Chequeing. The badIt's for fucking uni students only (so I heard).
wtf... I'm doing tertiary education also loh.
4. Standard Chartered e$avers Account. The perks Whooping (fucking) 1.88% p.a. interest. Everything done online. No passbook, no ATM card, no cards, no chequeing. The bad No passbook, no ATM card, no cards, no chequeing. Minimium age of 21 years.
Well, suits me. Haha, don't want to touch this money anyway. But the no book no card part is irritating if I need activate the money.
Hee... A friend once told me, you should divide your pay into 3 equal portions. One for needs, one for wants, and one for savings (investments).
For the needs, I need to pay off my fees and bills and transport. and of course meals.
For wants, seriously, I don't buy many luxury items. I've been thinking of a digi cam and earbuds for the longest time.
For the savings/investments. I've got my NTUC Income Ideal Plan and now my e$avers!
These are for my future references, hope I'll never look back and regret that the aboves were bad moves.
Posted by NuhC at 11:58 PM
Monday, February 27, 2006
Why isn't anybody tagging? I'm so sure there're people reading.
Anyway, today's a freaking tiring day. But dinner was good.
Posted by NuhC at 10:09 PM
Sunday, February 26, 2006
"I tell people that investing should be dull. It shouldn't be exciting. Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas." -- Paul Samuelson, Nobel Prize winning economist
Posted by NuhC at 8:00 PM
Life's tough is you really think about it. Especially for an adult guy like me. I'm beginning to panic, I just made a very rough estimate for the money I'll need to have by say, 30 years old. Huge sum, going to start saving now. Money's really a bitch.
Stayed home to slack all day today. Caught up on my TV episodes and yeah, really enjoy the rest that I was really looking forward to. Looking back at the attachments, hmmmm... What have I done this time round? I told myself that I wanted to slack for the entire block of attachments and I did. East Shore was like zo bo paradise, not many orthopaedic cases. Pasir Ris was far... Got to told to Doris and Catherine about life as a radiographer. Not exactly good money, there's an exit for me though. Which is to be an application specialist. Like Julian and the AGFA guy who was posted at NYP for like a month last year. Good money, loads of opportunities to travel. Need to work hard for that bah.
CGH was erm... weirdly interesting. Chen Wei is a really interesting person. I'm so glad to have had the chance to talk to him, got some pretty interesting knowledge about China. Some asshole just re-remind me that he's an asshole. Really pulled off an amazing stunt. Acting blur is another cock thing that pisses me off. Then, there's this guy who kept stroking my ego, muahahaha... So shiok, but of course, I know there's much to be done to excel. Sigh, exams coming next week. Need to start piahing later. Going to study late into the night bah.
Posted by NuhC at 7:33 PM
Saturday, February 25, 2006
Last day of attachment. Good experience. No exactly what I was expecting but still, pretty good. The times that I went over to general to help out were just reassuring. Did only one PA Y-scap which is my damn favorite view, but I screwed it up. Oh well... But all my other general x-ray were good. My spines are especially nice and well collimated. Haha... Anyway, report was good, food was satisfying and I finally tried the massage for staff. Well, all the above weren't really the point. The best thing I've learnt this attachment is stuff about my future.
Jeremy left for Perth, went to the airport to bid him farewell. Although we were decade long friends, I didn't turn up for any of his previous departures. I guess he understands why now. Good bye my friend. Take care.
Posted by NuhC at 1:31 AM
Thursday, February 23, 2006
The week's been pretty good for me so far. Lost a little bit of weight, which is a good thing. Am stucked in IVU. Freaking boring, doing the same stuff. But yeah, as I always say, there's always something to learn at even the worst places. Was supposed to switch over to general on Wed, but it didn't happen, and I'm happily IVUing.
Anyway, I've been watching the countless TV shows about the late Mr Rajaratnam. Great man he is... Admire his talents and the things he's done for Singapore. Deepest Condolences to his family and all Singaporeans who's benefitted under him.
There was a half mast on all Singaporean Flag post today. Wow, quite a sight... It's the greatest stalute one can get.
Posted by NuhC at 10:16 PM
Monday, February 20, 2006
Fuck man... I've been using Renu for some time. Argh... The cheaper MADE in the US of A is bad? Wtf...
Posted by NuhC at 10:57 PM
Just got back home now long ago. Long, tiring but good day. I was at CGH today, in the IVU rooms. The work is rather boring, but then it's a good learning experience lah.
Then, there was salsa in the evening. So fun, learnt some new and fun stuff today. Yohooo...
Posted by NuhC at 10:24 PM
Saturday, February 18, 2006
ARgh!!!
This feels so absolutely fucked up!!
Posted by NuhC at 12:19 AM
Met my good old friend Jeremy for claypot rice dinner just now. Long long wait, but the food was worth the wait. It was solid. Took a short walk later and moved on to play pool later. Sigh... it's a pity that he's going back for his studies already... So sian...
Posted by NuhC at 12:11 AM
Thursday, February 16, 2006
Second last day at Pasir Ris Polyclinic. Although the little town centre is the one nearest to darling's house. I still managed a little bit of exploration and hey! Quite an interesting place! There was dry mee hoon kway. Nice...
Found a cobbler who stuck on a shining new sole for my shoes. The sole was wearing out already, so yeah, hope the new soles could tide me through some more hard times during attachments.
The staff at the polyclinic are very interesting... And Doris Thomas told me about a new outlet for a radiographer. An outlet to get rich! Wah!
There's something that I really really wanted to write about this morning, but i simply can't remember.
How?
Posted by NuhC at 10:33 PM
Monday, February 13, 2006
"Why do I keep hitting myself with a hammer?
Because it feels sooooooooooo gooooooooooooooood when I stop."
From Grey's Anatomy
I think it kinda explains the insanity in the things we all do.
Posted by NuhC at 11:59 PM
First day at Pasir Ris Polyclinic. Good and nice place. Very nice and quiet. It's an extremely cramped setting. Quite sianz, kept bumping into everything in every direction. Haha. The day started quite badly, just my incompetence, maybe to complacent. Five repeats today, not a single (unforced repeat) more for the rest of the week.
Wooooosh!
Happy Valentine's
I love you Cynthia Baby...
Posted by NuhC at 11:46 PM
Sunday, February 12, 2006
It's been a nice and romantic weekend with darling. We aren't really going to have some fancy dinner on Valentine's Day, cos we'll be dead beat after our attachments and a fancy dinner just isn't what we need. For a Valentine's Day surprise, I pulled off a classic stunt. I made takoyaki for darling! It's more commonly called Takopachi. It's actually quite fun and romantic in a way to struggle to make the takoyakis nice and round. I know she loved that idea for a valentine's day present. Of course, there was another present that I've already given her a long time ago.
Look Nice huh?
The high watching my lover gobble the love food down is simple... OOOmph!
Posted by NuhC at 1:24 AM
Saturday, February 11, 2006
One week at East Shore Hospital. Like the place. Got so much free time to read newspapers, my patho text and still have a few cases to do. Heeheee... Managed to get practice for IVUs. Can do indepently liao. So fun, but boring leh. Think radiographers are like puppets of the radiogologists. Quite a f****d up thing (there's a child reading my blog), think along the way, this dumb thing should change.
Food at the coffeeshop across the road is damn nice! The self brewed ice lemon tea is damn nice, the wantan mee is goooood. So is the har gao (prawn dumpling") mee oso power. Heard the chicken rice is good also, but didn't get to try. Sian...
Posted by NuhC at 2:49 AM
Monday, February 06, 2006
Isn't it amazing what money can do? So many things I want to do but they all need money. And seriously, fuck the things that our parents tell us. Those crap that if you study hard, you'll get a good job and earn all the money u'll need. Sigh... Seriously, it's so fucking not true. Not many can actually study hard and make it to become like a radiologist who commands and screws everyone. It's not that i have some shit with the radiologist at ESH. It's just that I feel the need for money now. Alot alot of money, not just for buying the stuff in my wishlist. But even more, to realise the big hopeful dreams of mine. It's really not about being good at something or being good with studies. Just that usually, the slyest person wins all the fruit! Also, don't you think the word retribution was formed by big fat losers who can't do anything about the nasty things others have done to them? Seriously... how many nasty people actually get retribution? Dying or falling sick isn't retribution, everyone will get to that point anyway. So yeah, I don't want to be ruthless and cunning, but just, use wit to get rich! Very rich...!
My big chinese new year dream.
Posted by NuhC at 11:19 PM
Sunday, February 05, 2006
Heee... Went shopping with darling again. She finally cleared her shopping list with a huge hole in her bank account. As for me, I've finally bought 2 new formal shirts. nice colors. Heehee... I like. Saw them at TM yesterday, but didn't have my size. Glad that orchard had. I wanted to buy a pair Converse track pants but i forgot to bring my converse voucher out! Wanted to kick myself! Argh... Really need to cut my weight now. Gaining weight from CNY eating and the strength training i'm doing. Upon full recovery, I can do a half pull up and hang on the bar for 20 secs. Been a zero fighter all my life, really want to clear my Nafa this time round. But my cardio need to improve.
Anyway, Bedazzle was on TV just now. It's pretty much about being someone you're not. As the show was describing, every person's life have the screwed up aspects. So yah, "If you wanna be somebody else, change your mind..." From the sound track of the show, can't remember the singer's name. I'm not really satisfied with what i don't have, but i'm really glad to have wat i already have, like darling, my sponsorship, my mum (when she's not crazy), my new found strength in radiography.
There are too many stuff that i don't have. But those are very material wants. I can look past my huge book shelf, a cam for my love of photography, a good pair of earbud earphones, many many other bo liao stuff, most of all... I really really want a Braun Buffel Suitcase in full leather. Isn't that sexy, but i have absolutely no use for it. Haha... Think securing my future and my parents retirement fund is more important for now. My family isn't well off, I'm pretty sure i'll be taking on the full burden of my parents' medical fees and living cost in the future. Wat to do..........
Posted by NuhC at 11:43 PM
Got back from shopping at Tampines Mall with darling. Such a fun day out shopping like mad with darling. More like accompanying her to shop. I only bought 100g of sour plums for myself.
Dorsum of my toe is still numb. Seems like i really need to spend the money to see a doctor liao. Mahjong with Pauline, Kelly and Kenneth last nite was fun. Pauline really learns fast siah.
Posted by NuhC at 1:29 AM
Saturday, February 04, 2006
Dear friends, I'm selling this wonderful polo tee shirt. Like it alot but it's too small.
Do visit the auction page.
Posted by NuhC at 3:56 PM
Thursday, February 02, 2006
If you see a faded sign by the side of the road that says
15 miles to the... Love Shack! Love Shack yeah
I'm headin' down the Atlanta highway,
lookin' for the love getaway
Heading for the love getaway, love getaway,
I got me a car, it's as big as a whale
and we're headin' on down
To the Love Shack
I got me a Chrysler, it seats about 20
So hurry up and bring your jukebox money
The Love Shack is a little old place
where we can get together
Love Shack baby, Love Shack bay-bee.
Love baby, that's where it's at,
Ooo love baby, that's where it's at
Sign says.. Woo... stay away fools,
'cause love rules at the Lo-o-ove Shack!
Well it's set way back in the middle of a field,
Just a funky old shack and I gotta get back
Glitter on the mattress
Glitter on the highway
Glitter on the front porch
Glitter on the hallway
The Love Shack is a little old place
where we can get together
Love Shack bay-bee! Love Shack baby!
Love Shack, that's where it's at!
Huggin' and a kissin', dancin' and a lovin',
wearin' next to nothing
Cause it's hot as an oven
The whole shack shimmies!
The whole shack shimmies when everybody's
Movin' around and around and around and around!
Everybody's movin', everybody's groovin' baby!
Folks linin' up outside just to get down
Everybody's movin', everybody's groovin' baby
Funky little shack! Funk-y little shack!
Hop in my Chrysler,
it's as big as a whale
and it's about to set sail!
I got me a car, it seats about twenty
So c'mon and bring your jukebox money.
The Love Shack is a little old place
where we can get together
Love Shack baby! Love Shack bay-bee!
(Love Shack...Love Shack...)
Love Shack, that's where it's at!
Bang bang bang on the door baby!
Knock a little louder baby!
Bang bang bang on the door baby!
I can't hear you
Bang bang on the door baby
Bang bang on the door
Bang bang on the door baby
Bang bang
You're what?... Tin roof, rusted!
Love Shack, baby Love Shack!
Love Shack, baby Love Shack!
Love baby, that's where it's at
Love Shack, baby Love Shack!
Love baby, that's where it's at
Huggin' and a kissin',
dancin' and a lovin' at the love shack
Posted by NuhC at 10:04 PM
I'm so freaking tired now. Last nite was at ZB house, played some ban luk and mahjong, took MRT all the way back. Today quiz was as good as i've expected. Although it was a top grade, but it's not a good clearance from the grade. Sigh... I just know that I cannot get A for this mod. Just know it, it's a memory game, ain't my stuff... See how loh............................
The dorsum of my right big toe feels numb. I don't know wat's wrong, i think i'm going to give it until monday. If it's still like that, I'll see my doc. Think there's some nerve injury to my first metatarsal there. Don't know wat's wrong... Argh.... So sway to see doctor during CNY.
Posted by NuhC at 8:32 PM
Wednesday, February 01, 2006
I'm back. I feels good to be back. I won't delete any posts, neither will i apologize for watever. This is how i see the world around me, and that's it. Fuck this shit lah...
Just hope darling's dad never never stumble upon my blog, cos her sis actually reads my blog.
Posted by NuhC at 10:53 PM
Just got back from the third day of Chinese New Year. The past three days were nice. Enjoyed eating alot alot of food and only gained like half a kg. Loads of mahjong, 11 rounds in total since the eve of Chinese New Year Eve. Yup, had loads of fun. And i think i've grew many new synapses in my head with the great tool of mahjong. My brain processing power just increased!
A pity that my grandma passed away already, feels weird but life goes on. Met up with my cousins and uncles and aunties at my late grandma's place (my unwedded aunts still live there) on the first day of CNY. No ang pows, no celebration, but still loads of CNY food. Haha. The greatness of the chinese eating culture. Mahjong with my cousins was boring but still good to chat with them a little.
The second day was spent at home, ate a 10 serving dinner and played mahjong with mum, dad, bro with some new rules. Fun but brain wrecking, my bro is just too damn lucky. Got skill oso cannot fight. Then, I went over to darling's place. Visiting at darling's place was ok, traded mandarin oranges and got my ang pow, i know for sure that darling's mum like me, but her dad... still hard to say, prob not. When for Changi Village supper after that. Good food, long queues...
Third day was spent home also. Slept and play mahjong with my family again. This time, darling came over to visit. She did her stuff and got her ang pows. Think both my parents like her, she played a couple of games of mahjong too. Heehee.... isn't mahjong just a great tool to bring ppl together. If only i could play mahojg at darling's place. lose some money to her dad, gain some fondness from him.
Then, we watched memiors of the geisha! Bloody colorful show i say. Nice show, good thing i didn't read the book...
Posted by NuhC at 12:21 AM